Please use this identifier to cite or link to this item:
Title: Consumer credit information systems: A critical review of the literature. Too little attention paid by lawyers?
Authors: Ferretti, F
Keywords: Consumer credit;Legal framework
Issue Date: 2007
Publisher: Springer
Citation: European Journal of Law and Economics. 23(1): 71-88
Abstract: This paper reviews the existing literature on consumer credit reporting, the most extensively used instrument to overcome information asymmetry and adverse selection problems in credit markets. Despite the copious literature in economics and some research in regulatory policy, the legal community has paid almost no attention to the legal framework of consumer credit information systems, especially within the context of the European Union. Studies on the topic, however, seem particularly relevant in view of the establishment of a single market for consumer credit. This article ultimately calls for further legal research to address consumer protection concerns and inform future legislation.
Appears in Collections:Law
Dept of Politics, History and Law Research Papers

Files in This Item:
File Description SizeFormat 
Article+-+Literature+Review+EJL&E[Rev1].pdf93.39 kBAdobe PDFView/Open

Items in BURA are protected by copyright, with all rights reserved, unless otherwise indicated.